PHOENIX, ARIZONA & UTAH HARD MONEY LOANS FOR REAL ESTATE INVESTORS

Fix & flip and small builder loans from an asset-based lender with 15+ years of experience and hundreds of funded deals.

 

ACQUISITION LOANS

REHAB LOANS

BRIDGE LOANS

NEW CONSTRUCTION LOANS

Fast, Simple Funding for Investment Properties

Most deals close in 3–7 business days once we have a complete file.

Trustee sale and auction funding available in as little as 24 hours for approved deals.

Tell us about your deal and we’ll respond quickly with next steps.

Welcome to Clear Mortgage

Clear Mortgage of Tempe, Arizona is the front door to our private lending platform, focused on short-term, asset-based loans for real estate investors in Arizona and Utah.

Whether you’re buying a fix & flip, building a spec home, or refinancing an existing investment loan, our team helps you quickly determine if your project fits our box and how we can fund it.

We’ve originated and serviced hundreds of hard money loans since 2008 and treat every deal as if our own capital is at risk—because it is.

How Our Hard Money Loans Work

Our loans are funded by us, not by a bank. That gives us the flexibility to focus primarily on:

The property – purchase price, after-repair value (ARV), and location
The plan – scope of work, budget, and timeline
The person – your experience and equity in the deal

We typically secure our loans with a first-position deed of trust on the property and structure them as short-term, interest-only loans designed for fix & flip and small builder projects.

Because we move quickly and take construction/rehab risk, rates are higher than conventional bank loans—but you get speed, flexibility, and a lender who actually understands your project.

FEATURED
PROPERTIES

Clear Mortgage specializes in the following Arizona areas of finance:

  • Fix & Flip Purchase

  • Fix and Flip with Rehab Funds

  • Bridge Loans

  • New Construction

Acquisition Loans

Buying an investment property at a discount? We provide short-term acquisition financing for investors purchasing properties below market value with a clear value-add plan.

Fix & Flip Loans

Need capital for both purchase and rehab? Our fix & flip loans are built for investors improving residential properties and reselling within 6-12 months.

Bridge Loans

Have a solid take-out plan but need capital now? Our bridge loans provide short-term financing for investment properties with a defined refinance or sale on the horizon.

The C.L.E.A.R. Difference

CLEAR

Transparent terms, no junk fees or surprise changes at closing.

LOYAL

We back repeat borrowers who execute well and communicate.

 
 

EXCEPTIONAL

Fast, competent underwriting and on-time funding.

 

AUTHENTIC

Real people you can call to talk through a deal.

 

RESOURCEFUL

If your project doesn’t fit our box, we’ll tell you quickly and try to point you in the right direction.

 

Clear Mortgage

(480) 777-1230
9399 S Priest Drive
Tempe, AZ 85284

Disclaimer: The content of this site simply provides general information for the consumer. It should not be considered legal advice, guidance, or gurantee of an offer of a loan or financing. This site may include links or references to third-party sites, resources, or content. These parties are not endorsed by Clear Mortgage nor is the accuracy of their information.

NMLS 149378
AZMB 0910780